UpInRank

By Jacob Davidson, Mortgage Planner
Great Oak Lending Partners

– Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. Sub-prime borrowers who are eager [...]

Identity theft rates one of the fastest growing crimes in mAmerica today and the Internet can make it even easier for some criminals to take your good name and drag it through the mud.
Identity theft involves criminals stealing your personal information such as credit card numbers, social security numbers and other information, usually to buy [...]

A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting companies to provide consumers with a free copy of their credit report, upon request, once every 12 months.
Access to the free credit reports has been phased in beginning last December in the West and will finally [...]

Credits cards are a convenience, not a crutch.
Credit cards are a great way to make purchases and record to the penny your spending. They also provide a way to postpone payment on items and thereby earn more interest on your money.
For example, if you have a money market account that gives you 5% annual interest [...]

One day I got a call from my credit card company asking me if I would like to increase my credit limit by borrowing up to $9000 at their special rate of 15.9%.
The operator stated, “Your credit card rate will then be a low 15.9%. How much would you like to transfer today to take [...]